Apply for JPMorgan Chase’s 2026 Software Engineer Program – $80K-$125K salary, 2-year development track, multiple U.S. locations & career growth.
Table of Contents
💼 Job Role & Category
Role: Software Engineer (2026 Graduate Program)
Category: Full-Time | 2-Year Career Development Program
Department: Software Engineering | Corporate Sector
Start Date: July 2026
🏢 Why Join JPMorgan Chase?
JPMorgan Chase is one of the world’s oldest and most prestigious financial institutions, with a history spanning over 200 years. Today, it stands as a global leader in investment banking, consumer banking, commercial banking, financial transaction processing, and asset management. The firm serves millions of consumers, small businesses, and many of the world’s most prominent corporate, institutional, and government clients under the J.P. Morgan and Chase brands.
With a team of over 63,000 technologists across global technology centers and an annual $17 billion investment in technology, JPMorgan Chase is not just a financial institution—it’s a leading tech company. The technology teams design, build, deploy, and manage cutting-edge solutions including enterprise technology, big data, mobile solutions, electronic payments, cybersecurity, machine learning, and cloud development. The company collaborates with FinTech and Silicon Valley firms to deliver transformative solutions that revolutionize the financial services industry and make a global impact.
📝 Job Summary
The 2026 Software Engineer Program (SEP) is a global two-year career development journey designed to launch your technology career at JPMorgan Chase. This structured program equips you with essential technical and professional skills, enabling you to build strong networks and establish a successful foundation for long-term growth. You’ll dive into creating innovative solutions that make a real difference for customers, clients, and employees worldwide.
The program begins with an in-depth induction that introduces you to business operations, enhances your understanding of development methodologies, and sharpens your professional skills. You’ll have opportunities for job growth, accelerated career advancement, and career mobility while working alongside a global team of technologists tackling big challenges.
🔧 Key Responsibilities
✅ Execute basic software solution, design, development, and technical troubleshooting for enterprise systems
✅ Write secure and high-quality code using the syntax of at least one programming language with peer guidance
✅ Interpret architecture and design representations as well as nonfunctional requirements to develop secure, stable software
✅ Apply automation to reduce manual toil in the Software Development Life Cycle
✅ Gather, analyze, and synthesize basic data sets to troubleshoot technical issues and generate continuous improvement insights
✅ Break down routine technical tasks to troubleshoot and solve issues efficiently
✅ Collaborate and share ideas with a global team of technologists to drive innovation
✅ Participate in the Force for Good program to build real-world sustainable technology solutions for social good organizations
✅ Who Can Apply?
🎓 Education Requirements
- Pursuing a B.A., B.S., or 5th year M.A. or M.S. with expected graduation between August 2025 and June 2026
- Must have graduated and be available to start full-time employment in July 2026
- Computer Science and/or Engineering majors are preferred
- A well-rounded academic background
💼 Experience Level
- Entry Level / New Graduate position
- Experience Required: Not specified in job description (designed for new graduates)
💡 Required Skills & Knowledge
Technical Skills:
- ✅ Foundational knowledge of programming languages (e.g., Python, JavaScript, Java, C++, C#)
- ✅ Understanding of databases, data structures, and algorithms
- ✅ Baseline knowledge of software, applications, and technical processes within a given technical discipline (cloud, AI, machine learning, mobile, etc.)
- ✅ Proficiency in developmental toolsets
- ✅ Basic knowledge of industry-wide technology trends and best practices
- ✅ Exposure to agile methodologies, including CI/CD, Application Resiliency, and Security
- ✅ Understanding of software skills including business analysis, development, maintenance, and software improvement
Professional Skills:
- ✅ Ability to work effectively in large, collaborative teams to achieve organizational goals
- ✅ Commitment to fostering an inclusive and innovative culture
- ✅ Strong interpersonal and communication skills (preferred)
- ✅ Exceptional problem-solving ability (preferred)
- ✅ Ability to thrive in a fast-paced, collaborative environment (preferred)
🌟 Preferred Skills & Experience
- 🔹 Exposure to cloud technologies
- 🔹 Experience with relational databases
📜 Certifications
Not specified in job description
🚨 Important Eligibility Note:
- ✅ Must be authorized to work in the U.S.
- ❌ JPMorgan Chase will NOT provide employment-based immigration sponsorship for this program
- ❌ No assistance with OPT (Optional Practical Training) or CPT (Curricular Practical Training)
- ⚠️ Position is subject to Section 19 of the Federal Deposit Insurance Act – employment offer is contingent on criminal conviction history review
🌍 Work Location & Type
📍 Available Locations (United States):
- Austin, TX
- Chicago, IL
- Columbus, OH
- Houston, TX
- Jersey City, NJ
- New York Metro, NY
- Palo Alto, CA
- Plano, TX
- Tampa, FL
- Wilmington, DE
🏠 Work Model: Not specified in job description
⏰ Job Schedule: Full-time
💰 Salary Insights
💵 Official Salary Ranges (from Job Description)
JPMorgan Chase provides location-specific salary ranges for this program:
📍 Chicago, IL: $80,750 – $95,000 per year
📍 New York, NY: $95,000 – $125,000 per year
📍 Jersey City, NJ: $95,000 – $125,000 per year
📍 Palo Alto, CA: $95,000 – $125,000 per year
💡 Salary for other locations: Not specified in job description (likely varies by market)
🎯 Salary Determination Factors:
- Geographic location and cost of living
- Academic background and technical skills
- Experience level and relevant projects
- Role-specific requirements
📊 Additional Compensation:
According to the job description, eligible roles may receive:
- 💸 Commission-based pay (if applicable)
- 💰 Discretionary incentive compensation (cash and/or forfeitable equity)
- 🏆 Performance-based awards recognizing individual achievements and contributions
Note: This is an entry-level graduate program with highly competitive starting salaries that reflect JPMorgan Chase’s position as both a leading financial institution and top-tier technology employer.
🎁 Perks & Benefits
JPMorgan Chase offers a comprehensive total rewards package designed to support employee well-being and career growth:
🏥 Healthcare & Wellness
- Comprehensive health care coverage (medical, dental, vision)
- On-site health and wellness centers
- Mental health support programs
💰 Financial Benefits
- Retirement savings plan with company contributions
- Competitive base salary with performance-based incentives
- Financial coaching services
📚 Learning & Development
- 2-year structured career development program
- In-depth induction and training
- Tuition reimbursement for continuing education
- Access to cutting-edge technology and learning resources
🏖 Work-Life Balance
- Paid time off (vacation, holidays, sick leave)
- Backup childcare services
- Flexible benefits programs
🚀 Career Growth Opportunities
- Job growth and accelerated career advancement pathways
- Career mobility across global business units
- Networking with 63,000+ technologists worldwide
- Force for Good program participation (sustainable tech for social good)
🌍 Culture & Inclusion
- Inclusive work environment valuing diversity
- Reasonable accommodations for religious practices and disabilities
- Equal opportunity employer committed to diversity
Note: Specific benefits eligibility and details will be provided during the hiring process. Benefits may be pro-rated based on start date.
📝 How to Apply
📢 How to Apply for JPMorgan Chase 2026 Software Engineer Program:
Important: JPMorgan Chase fills program positions on a rolling basis. Apply as early as possible before the application deadline.
1️⃣ Click on the “Apply Now” button at the top or bottom of this page
2️⃣ Register or Login to the JPMorgan Chase careers portal
3️⃣ Submit a complete and thoughtful application including:
- Personal and educational information
- Resume highlighting relevant coursework, projects, and skills
- Complete answers to all relevant application questions
4️⃣ Confirm and submit your application
5️⃣ Wait for initial review – if you meet required qualifications, you’ll receive an email invitation
6️⃣ Complete the HackerRank coding challenge (REQUIRED – your application will not be considered until this is completed)
7️⃣ Showcase your skills through the coding assessment
⏰ Application Timeline:
- Posted: August 1, 2025
- Apply Before: November 30, 2025, 10:30 AM
- Program Start: July 2026
🔗 Apply Now:
📢 Share this opportunity with graduating friends and classmates! 😇
🌟 Apply early – positions are filled on a rolling basis!
❓ Frequently Asked Questions (FAQs)
❓ 1. What is the selection process for the Software Engineer Program?
Based on the job description, the selection process includes:
- Application Submission – Submit complete application with resume
- Initial Review – Recruiting team reviews qualifications
- HackerRank Coding Challenge – Required coding assessment (mandatory step)
- Further Interviews – Technical and behavioral interviews (details provided to qualified candidates)
- Background Check – Criminal conviction history review per Federal Deposit Insurance Act Section 19
- Offer & Onboarding – Final offer and program preparation
⚠️ Important: The HackerRank coding challenge is required, and your application will not be considered until you complete it.
❓ 2. Is this a remote, hybrid, or onsite position?
Answer: Not specified in job description.
Work arrangement details (onsite, hybrid, or remote options) will likely be communicated during the interview process. Given that the program operates across 10 U.S. locations, candidates should be prepared for potential onsite requirements.
❓ 3. What programming languages and technical skills are most important?
Required foundational knowledge includes:
- Programming languages: Python, JavaScript, Java, C++, C#
- Databases, data structures, and algorithms
- Developmental toolsets
- Agile methodologies (CI/CD, Application Resiliency, Security)
- Cloud, AI, machine learning, or mobile technologies
Preferred skills:
- Cloud technologies exposure
- Relational database experience
❓ 4. Is this program open to international students or those needing visa sponsorship?
❌ No.
According to the job description:
- You must be authorized to work in the U.S.
- JPMorgan Chase will NOT provide any type of employment-based immigration sponsorship
- No assistance or documentation support for OPT (Optional Practical Training) or CPT (Curricular Practical Training)
Only candidates with existing U.S. work authorization are eligible.
❓ 5. When do I need to graduate to be eligible?
You must be:
- Pursuing a B.A., B.S., or 5th year M.A. or M.S.
- Expected graduation: August 2025 – June 2026
- Available to start full-time employment in July 2026
❓ 6. What is the application deadline?
Application Deadline: November 30, 2025, at 10:30 AM
⚠️ However, positions are filled on a rolling basis, so you’re strongly encouraged to apply as soon as possible rather than waiting until the deadline.
❓ 7. How long is the Software Engineer Program?
The program is a 2-year global career development journey designed to:
- Build essential technical and professional skills
- Establish strong professional networks
- Provide opportunities for job growth and career advancement
- Offer career mobility within JPMorgan Chase
❓ 8. What majors are preferred for this program?
Preferred: Computer Science and/or Engineering majors
Eligible: Candidates with a well-rounded academic background who meet the technical skill requirements may also apply, regardless of specific major.
❓ 9. What is the Force for Good program mentioned in the responsibilities?
According to the job description, the Force for Good program allows Software Engineers to:
- Build real-world sustainable technology solutions
- Support social good organizations
- Apply technical skills to make positive community impact
This demonstrates JPMorgan Chase’s commitment to social responsibility and purpose-driven technology work.
❓ 10. What makes JPMorgan Chase’s technology program unique?
Key differentiators include:
- 🏦 Work at the intersection of finance and cutting-edge technology
- 💰 $17 billion annual technology investment
- 🌍 63,000+ global technologists to collaborate with
- 📈 Structured 2-year development program with career advancement
- 🚀 Exposure to enterprise tech, big data, AI/ML, cybersecurity, cloud
- 🤝 Collaboration with FinTech and Silicon Valley tech firms
- 💡 In-depth induction and continuous learning opportunities
🌟 Final Thoughts
The JPMorgan Chase 2026 Software Engineer Program is an exceptional opportunity for graduating students passionate about technology and innovation. With starting salaries ranging from $80,750 to $125,000 depending on location, a comprehensive benefits package, and a structured 2-year career development track, this program offers both immediate value and long-term growth potential.
Working at JPMorgan Chase means joining one of the world’s premier financial institutions while being part of a leading technology organization with massive scale and impact. You’ll tackle meaningful challenges, work with cutting-edge technologies, and contribute to solutions that serve millions globally.
If you’re graduating between August 2025 and June 2026, have foundational programming knowledge, and are authorized to work in the U.S., this could be the perfect launchpad for your tech career.