Apply for Junior Business Analyst at Citi Pune – 0-2 years exp, hybrid work, corporate actions, competitive salary & global banking career 2025.
Table of Contents
Apply for Junior Business Analyst at Citi Pune – 0-2 years exp
💼 Job Role & Category
Role: Junior Business Analyst / UAT Execution
Category: Full-Time | Hybrid
Job Req ID: 25917013
Posted On: October 23, 2025
Job Family: Operations – Transaction Services / Asset Servicing
🏢 Why Join Citi?
Citi is one of the world’s most global banks, serving approximately 200 million customer accounts across 160 countries and jurisdictions. As a leading financial services company, Citi provides consumers, corporations, governments, and institutions with a broad range of financial products and services including consumer banking, credit, corporate and investment banking, securities brokerage, trade and transaction services, and wealth management. With a history spanning over 200 years, Citi has established itself as a trusted partner in the global financial ecosystem.
Working at Citi means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community, and make a real impact. The company is committed to fostering an inclusive culture, continuous learning, and innovation. Citi has been recognized as one of the World’s Best Banks by Global Finance, featured on Fortune’s World’s Most Admired Companies list, and honored for its commitment to diversity and inclusion. Citi believes in creating opportunities where employees can develop their skills, advance their careers, and contribute to meaningful financial solutions that drive global economic progress.
📝 Job Summary
The Junior Business Analyst is a developing professional role within Citi’s Asset Servicing operations. This position involves applying specialty area knowledge in monitoring, assessing, analyzing, and evaluating processes and data related to corporate actions and asset servicing. You’ll work on the Asset Servicing Transformation program for core Asset Servicing applications including upgrades and strategic, cross-functional business initiatives. The program focuses on system replatforming including main Asset Servicing processing platforms and peripheral systems. This role offers direct impact on the business through the quality of tasks and services provided, with excellent opportunities for professional development in the banking and financial services industry.
🔧 Key Responsibilities 🔧
- 💼 Manage reconciling and processing positions related to Corporate Action events
- 📝 Revise communications and notifications and facilitate postings for Corporate Action or Proxy events
- 🔍 Review all Corporate Action/Proxy events received and ensure detailed understanding and processing requirements
- 🤝 Liaise with all units and departments relating to and impacting clients on Corporate Action Proxy items
- 🔎 Research and resolve all discrepancies within department standards
- 📋 Review and update all processes and procedures timely and accurately
- 💡 Identify and report any gaps/system enhancements for continuous improvement
- ✅ Participate in all testing and successful implementations of new systems and processes
- ⚠️ Escalate issues to management and participate in cross-training activities
- 🛡️ Assess risk when business decisions are made, demonstrating consideration for the firm’s reputation and safeguarding Citigroup, its clients, and assets
- 📊 Drive compliance with applicable laws, rules and regulations, adhering to policy and applying sound ethical judgment
✅ Who Can Apply?
🎓 Educational Qualification:
- Bachelor’s/University degree or equivalent experience
💼 Experience Level:
- 0-2 years of relevant experience from banking or other financial industry
💡 Required Skills & Knowledge:
Industry Knowledge:
- ✔️ Knowledge of multiple types of investment instruments including:
- Equity securities
- Fixed Income securities
- Asset Backed securities
- ✔️ Understanding of Corporate Actions and Proxy events
Technical Skills:
- ✔️ Proficient in MS Office (Excel, Word, Access is desired)
- ✔️ Project experience, ideally with JIRA/Bancs knowledge
- ✔️ Familiarity with project management methodologies
Soft Skills:
- ✔️ Proven success as a team player
- ✔️ Strong analytical and problem-solving abilities
- ✔️ Ability to research and interpret factual information
- ✔️ Good understanding of how teams interact to accomplish objectives
- ✔️ Attention to detail for identifying inconsistencies in data
📜 Certifications: Not specified in job description
🌍 Work Location & Type
📍 Location: Pune, Maharashtra, India
🏢 Work Model: Hybrid
🕐 Job Schedule: Full-Time
💰 Salary Insights
Based on market research for Junior Business Analyst roles with 0-2 years of experience at Citi in Pune (2025):
💵 Expected Salary Range: ₹4.5–7 LPA
- Freshers (0-1 year): ₹4.5–5.5 LPA
- 1-2 years experience: ₹5.5–7 LPA
💡 Performance-Based Pay: Citi offers competitive compensation packages that include base salary plus performance bonuses, variable pay components, and annual increments based on individual and business performance.
🌟 Salary varies by:
- Educational qualifications and university reputation
- Relevant banking/financial industry experience
- Technical proficiency (JIRA, Bancs, MS Office, investment instruments knowledge)
- Performance during assessment and interview rounds
- Knowledge of corporate actions and asset servicing
- Project management experience
Note: Citi provides market-competitive salaries aligned with global banking standards for operations and transaction services roles in India.
🎁 Perks & Benefits
Citi provides comprehensive benefits and employee support programs:
- 🏥 Health Insurance – Comprehensive medical, dental, and vision coverage for employees and dependents
- 💰 Performance Bonuses – Annual variable pay based on individual and company performance
- 📚 Learning & Development – Access to Citi’s extensive training programs, professional certifications, online learning platforms, and skill development opportunities
- 🏖️ Paid Time Off – Generous leave policies including vacation days, sick leave, casual leave, privilege leave, and public holidays
- 💸 Retirement Benefits – Provident Fund (PF), gratuity, and pension schemes
- 🏢 Hybrid Work Flexibility – Balance between remote work and office collaboration
- 🎯 Career Growth – Clear progression paths within global operations, opportunities to work on transformation programs and strategic initiatives
- 🌍 Global Exposure – Work with teams across 160+ countries and jurisdictions
- 🤝 Employee Resource Groups – Communities focused on diversity, inclusion, and professional networking
- 🍔 Subsidized Meals – Cafeteria facilities at Citi campuses
- 🚗 Transportation Support – Shuttle services or transportation allowances
- 💻 Technology Allowance – Equipment and infrastructure support for hybrid work
- 🏆 Recognition Programs – Awards and acknowledgments for exceptional contributions
📝 How to Apply
📢 How to Apply for Citi Junior Business Analyst Recruitment 2025:
Step 1: Click on the “Apply” button on Citi’s careers portal
Step 2: Create a new account or Login to your existing Citi careers account
Step 3: Fill in the required personal, educational, and professional details
Step 4: Upload your updated resume and relevant documents (degree certificates, experience letters if applicable)
Step 5: Answer pre-screening questions if prompted
Step 6: Review all details carefully before submission
Step 7: Submit the application form
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❓ Frequently Asked Questions (FAQs)
1. What is the selection process for Citi Junior Business Analyst role?
The typical Citi recruitment process includes:
- Online Application Review – Resume screening based on qualifications and experience
- Online Assessment – Aptitude tests covering numerical reasoning, logical reasoning, and English proficiency
- Technical Assessment – Tests on MS Office (especially Excel), banking concepts, and analytical skills
- Technical Interview – Focus on corporate actions, asset servicing knowledge, project experience, and problem-solving abilities
- HR Interview – Discussion about career goals, cultural fit, motivation, and compensation
- Background Verification – Educational and employment verification
- Final Offer – Upon successful completion of all rounds
2. Does this job allow remote work?
Yes, this position follows a Hybrid work model, allowing you to work both remotely and from Citi’s office in Pune, Maharashtra. The exact hybrid arrangement (number of days in office vs. remote) may be discussed during the interview process and depends on business needs and team requirements.
3. What skills are most important for this role?
The most critical skills include:
- Corporate Actions knowledge – Understanding of equity and fixed income corporate actions
- MS Office proficiency – Especially Excel for data analysis and reconciliation
- Analytical skills – Ability to identify inconsistencies and resolve discrepancies
- Project management – Familiarity with JIRA, Bancs, and project methodologies
- Investment instruments knowledge – Equity, Fixed Income, Asset Backed securities
- Team collaboration – Proven success working in cross-functional teams
- Attention to detail – Critical for processing and reconciliation tasks
4. Is this role open to freshers?
Yes! This position is suitable for candidates with 0-2 years of experience, making it an excellent opportunity for fresh graduates from banking, finance, or related fields. Relevant internships, academic projects in finance/banking, or certifications in capital markets will strengthen your application.
5. What is the last date to apply?
The last date to apply is not specified in the job description. However, since the job was posted on October 23, 2025, it’s recommended to apply as soon as possible as Citi typically closes positions once they receive sufficient qualified candidates.
6. What is Asset Servicing and what will I do in this role?
Asset Servicing involves providing support services for investment assets including:
- Processing Corporate Actions (dividends, stock splits, mergers, rights issues)
- Handling Proxy voting for shareholders
- Reconciliation of positions and transactions
- Ensuring accurate settlement of securities
- Maintaining custody of financial instruments
In this role, you’ll specifically focus on Corporate Action processing, reconciliation, and supporting the transformation of Asset Servicing systems.
7. What career growth opportunities does Citi offer?
Citi provides extensive career development opportunities:
- Progression from Junior Business Analyst to Business Analyst, Senior Analyst, and Team Lead roles
- Opportunities to work on global transformation programs
- Cross-functional movement within Operations, Technology, or other business units
- International assignment possibilities across 160+ countries
- Leadership development programs
- Professional certifications and continuous learning support
8. What is the Asset Servicing Transformation program mentioned in the JD?
The Asset Servicing Transformation program involves:
- System replatforming – Upgrading main Asset Servicing processing platforms
- Application upgrades – Modernizing peripheral systems
- Process optimization – Improving operational efficiency
- Risk mitigation – Enhancing controls and compliance
- Regulatory compliance – Meeting regulatory mandates
- Operating model re-engineering – Transforming how services are delivered
As a Junior Business Analyst, you’ll participate in testing, implementation, and process improvement phases of these strategic initiatives.
🎯 Why This Role is Perfect for You
✅ Early career opportunity – Perfect for freshers and those with 0-2 years of banking experience
✅ Hybrid work flexibility – Balance between remote work and office collaboration
✅ Global banking exposure – Work with Citi’s worldwide network across 160+ countries
✅ Competitive salary – Up to ₹7 LPA with performance bonuses
✅ Strategic projects – Participate in Asset Servicing Transformation initiatives
✅ Skill development – Gain expertise in Corporate Actions, project management, and asset servicing
✅ Comprehensive benefits – Health insurance, learning programs, and career growth support
✅ Inclusive culture – Join 230,000+ professionals in a diverse, equal opportunity environment
🌟 About Asset Servicing at Citi
Asset Servicing is a critical function within Citi’s Operations – Transaction Services division. This team provides essential services to institutional clients including:
- Corporate Actions Processing – Managing dividend payments, stock splits, mergers, acquisitions, and rights issues
- Proxy Services – Facilitating shareholder voting and corporate governance
- Income Collection – Processing coupon payments and dividend distributions
- Position Reconciliation – Ensuring accuracy of client holdings
- Regulatory Compliance – Meeting global regulatory requirements
Working in Asset Servicing offers exposure to global financial markets, investment instruments, and operational excellence in banking.
📌 Quick Summary
| Attribute | Details |
|---|---|
| Company | Citi |
| Role | Junior Business Analyst / UAT Execution |
| Location | Pune, Maharashtra, India |
| Work Type | Hybrid |
| Experience | 0-2 years |
| Salary | ₹4.5–7 LPA |
| Education | Bachelor’s/University degree or equivalent |
| Key Skills | Corporate Actions, MS Office, JIRA/Bancs, Investment Instruments |
| Focus Areas | Asset Servicing, Corporate Actions, Reconciliation, UAT |
| Job Req ID | 25917013 |
| Posted Date | October 23, 2025 |
| Job Family | Operations – Transaction Services |
🚀 Ready to Launch Your Banking Career?
This is your opportunity to join one of the world’s most global banks and build a meaningful career in financial services. Working at Citi is far more than just a job – it’s a chance to grow professionally, make a real impact, and be part of a team of 230,000+ dedicated professionals worldwide.
Don’t miss this opportunity – Apply now and take the first step toward your dream career!
Disclaimer: This blog post is for informational purposes only. All job-related information has been sourced from the official Citi job description (Job Req ID: 25917013). Salary estimates are based on industry research and market standards for similar roles in Pune, India, and may vary based on candidate qualifications, interview performance, and company policies. Please verify all details on Citi’s official careers portal before applying.
Equal Opportunity Employer: Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
Accessibility: If you are a person with a disability and need a reasonable accommodation to use Citi’s search tools and/or apply for a career opportunity, please review Accessibility at Citi on their careers website.
Privacy & EEO: View Citi’s EEO Policy Statement and the Know Your Rights information on their official careers portal.